BONDS

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BOND APPLICATION

Applicant Type *
Id Number *
Country Citizen *
Property Type *
Region *
Property Price *
Deposits Available *
Description *
Address *
Details *

Title *
First Name *
Surname *
Email Address *
Cell No *
Work No *
Home No *
Fax No *

Upload Attachments

3 Month Bank Statement
Proof of Residence
Pay slip

Copy of ID
Other
Other

PLEASE CONTACT ME AS SOON AS POSSIBLE REGARDING THIS MATTER. *

BY SUBMITTING THIS APPLICATION THE APPLICANT AGREES THAT, DEEDS OFFICE SEARCHES, CREDITS CHECKS AND ANY OTHER NECESSARY PERSONAL INFORMATION BE VERIFIED IN ORDER TO PROCESS AN APPLICATION.

BANK CONDITIONS

Repayments cannot be more than one third of monthly income (Joint or single), but also bear in mind that total monthly expenditure will also be taken into account – i.e. if your monthly commitments are such that there is no excess income to cover a bond, the application will not be considered.

All participants will need to be clear on all credit bureau – payment profile will indicate if clients accounts are paid timeously and if not, banks will not consider – clients are entitled to request one free credit bureau report per annum, which can be obtained from Transunion ITC (0861482482) – if a client is married in Community of Property or Tribal law spouses details will also apply.

Clients income must be paid into a banking account and amount showing in banking account must be consistent with that appearing on payslip.

In most instances client will have to have at the very least a 10% deposit, and funds available to pay registration and transfer costs.

If clients are self employed, current audited financials will be required by the banks, together with a letter from the accountant confirming monthly income – once again this amount must appear on clients bank statement, or an IT34 supplied.

Please Note: These are the current bank conditions and are subject to periodic variation